FURTHER INFORMATION
This validator may be used to check and/ or validate an ISO Structured Creditor Reference.
The format of an ISO Structured Creditor Reference is RFCCX...X which is made up as follows
| RF | The two characters RF. |
| CC | Check digits, also taking up two characters. These are calculated using the MOD 97-10 algorithm according to ISO 7064 (in the same way that IBAN check digits are calculated). |
| X...X | The actual Creditor Reference which may be up to 21 characters in length. |
Within a SEPA (Single Euro Payments Area) transaction an ISO Structured Creditor Reference appears like this within the XML structure for Remittance Information
- this is according to the version of the message formats introduced in November 2010:
<RmtInf>
<Strd>
<CdtrRefInf>
<Tp>
<CdOrPrtry>
<Cd>SCOR</Cd>
</CdOrPrtry>
<Issr>ISO</Issr>
</Tp>
<Ref>RF2012345678</Ref>
</CdtrRefInf>
</Strd>
</RmtInf>
This ISO Structured Creditor Reference validator is copyright © Maric Services Ltd 2008-2016 and may not be copied without express written permission. It is supplied “as is” as a service to the SEPA community. However, Maric Services Ltd accepts no responsibility for its accuracy or for any loss consequent to its use.